East Chambers County Bank - A Branch of Anahuac National Bank

Commercial Accounts


This account is not a consumer account to which Truth in Savings applies.
Minimum balance to open the account – You must deposit $250.00 to open this account.
A maintenance fee of $15.00 will be charged each month.

  • No minimum balance required
  • Unlimited check writing
  • Unlimited deposits
  • All Commercial Checking accounts are subject to account analysis


Sole Proprietorships and some Not-For-Profit Accounts are the only commercial accounts which qualify for a Now Account.

These accounts will be charged a monthly fee based on a tiered balance structure.


Minimum Balance to Open $2,500.00

Minimum balance to avoid imposition of fees - A service charge fee of $9.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.

Transaction limitations - Transfers from a  Money Market / Floating Interest Transaction account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six (6) per statement cycle.

Transaction limitation fee - A $10.00 per statement cycle will be imposed when transaction limits are exceeded.

Commercial Loans

East Chambers County Bank  has always worked with our commercial customers. Our customers range from the small one-person business to the large manufacturer employing hundreds of workers. Our approach is to provide the same personal service.

The common type of commercial loans we offer are:

Working Capital Loans - For those temporary finance needs.

Inventory Loans - For those seasonal purchases and for expanding your existing business.

Equipment Loans - For upgrading your company's equipment needs.

Furniture and Fixtures Loans - For starting up your new business or for expanding your existing business.

Interim Construction Loans - For builders to build that new home or building until permanent financing begins.

Real Estate Loans - Whether the loan is to purchase a new building or to remodel an existing building, we can work out the best loan package.

New Business Loans - If you are considering opening a new business or purchasing an existing business, we can help you develop the proper loan package.

Federal Loan Programs - We also offer SBA Loans. These government loans allow us more flexibility in helping new businesses get started.

We also offer the following commercial loans:

  • Commercial Letters of Credit
  • Stand-by Letters of Credit
  • Farm and Livestock Loans
  • Small Business Loans
  • SBA Loans (Small Business Administration)

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East Chambers County Bank
a branch of Anahuac National Bank
810 Hwy. 124
P O Box 298

Winnie, Texas  77665
Ph. 409-296-2265   Fax  409-296-2275

Toll Free: 866-526-EASE (3273)

24 Hr. INFO: 267-INFO (4636)

24 Hr. INFO Toll Free: 866-526-FACT (3228)