East Chambers County Bank - A Branch of Anahuac National Bank

Consumer Loans

Commercial Loans




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Services and Fees


  • Fixed rate mortgages for residential 1 - 4 unit dwellings and 5 or more unit dwellings
  • Multi-Family Dwellings
  • Residential Construction Loans
  • Commercial Real Estate Loans
  • Commercial Construction Loans
  • Land Loans
  • Home Equity Loans


The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Check printing (fee depends on style of check ordered)  
*Money orders (Customer) $5.00
*Cashier’s checks (Customer) $5.00
*Traveler’s checks 1% of face value  
Gift card fee (each) $5.00
**Overdraft fee  (each) $35.00
Returned item fee  (each) $35.00
Telephone transfer $5.00
Issue New VISA Debit card $5.00
Reissue lost Debit card (limit two) $5.00
Account activity printout $2.50 after one free per week
Account research $25.00 per hour $2.00 per item
Account balancing assistance $20.00 per hour
Stop payments - checks $15.00
Stop payments - bank draft $25.00
Account closed within 90 days of opening $25.00
Photocopies .25 per copy

* Wire transfer-Outgoing


* Wire transfer-Incoming

Levy fee $15.00
Automatic transfer fee $1.50
Sweep fee (Each sweep) $25.00
Notary fees (non-customer) $5.00
Return Check Charge fee $5.00
Zippered Bags $5.00
MasterCard Visa cash advance 1% of cash advance
Collection fees – incoming and outgoing drafts  $5.00
FAX $1.00 per page
Collection notes $2.50 per payment $15.00 set-up fee

Amortization schedule


Account closing activity charge $10.00
***To help protect your valuables, we offer safe deposit box rentals  
Size  Annual fee
3 x 5 $15.00
3 x 10 $35.00
6 x10 $50.00
9 x 10 $65.00
10 x 15 $75.00 

*This charge is waived for Peoples Choice accountholders. Some restrictions apply.

**The categories of transactions for which an overdraft fee may be imposed are those by any of the following means:  check, in-person withdrawal, ATM withdrawal, or other electronic means.  After one day in overdraft, customer will be charged a $1.00 fee per day.

***FDIC Insurance does not cover contents of safe deposit boxes.

****ATM Daily Cash Limit is $500.00

     Debit Card daily credit limit is $1,000.00

*****Online Bill Pay Monthly Service Charge is $4.95

An Excess Transaction Fee of $0.55 will apply for each transaction in excess of ten (10).

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East Chambers County Bank
a branch of Anahuac National Bank
810 Hwy. 124  P O Box 298  

Winnie, Texas  77665
Ph. 409-296-2265   Fax  409-296-2275

Toll Free: 866-526-EASE (3273)

24 Hr. INFO: 267-INFO (4636)

24 Hr. INFO Toll Free: 866-526-FACT (3228)